Chit lets you split a receipt evenly, by item, or by set amounts, all on one screen. You tap the people on each line, and Chit works out what everyone owes, down to the penny. It’s built for the shared shop where splitting evenly isn’t quite fair: one person doesn’t drink, another bought their own toiletries, and the multibuy covers items for two different people.
Three ways to split, one screen
- Evenly: everyone on the receipt pays an equal share of the whole thing. This is where every new receipt starts.
- By item: tap a person’s picture on a line to give that line to them. Tap several people and they share it equally. Tap again to take someone off.
- Set amounts: type an amount for one person, and the rest is split between the others.
Most receipts need only a few changes from the even split. Chit also fills in the people for you: a new receipt starts with whoever was on your last receipt from the same shop, with you as the person who paid.
Uneven shares, like 2:1
Sometimes a line is shared, but not equally. Long press a person on that line to give them extra shares. With a 2:1 split on a £6.00 pizza, one person pays £4.00 and the other £2.00. A person can have up to four shares on a line, which covers most cases such as “I had two thirds of it” or a family paying for three.
Discounts, bag charges and service
A receipt is more than a list of products, and the extra lines need to land in the right place:
- Discounts follow the item. A loyalty price or multibuy saving is attached to the product it applies to, so whoever has that product gets the saving. If it’s shared, the saving is shared in the same way.
- Shared charges are split in proportion. Bag charges, service charges and similar costs are divided according to how much each person had. Someone with £30 of shopping pays three times as much of the bag charge as someone with £10.
Whole pennies, with a visible rule for the odd one
Money in Chit is worked out in whole pence, never in rounded decimals. When a total doesn’t divide exactly, there’s an odd penny or two left over, and Chit handles it with one clear rule:
- Each person’s exact share of the whole receipt is calculated first.
- The receipt is rounded once, as a whole, not line by line. Rounding each line separately can leave someone several pence out on a long receipt.
- Any leftover penny goes to the person who paid, and the screen shows it.
The same receipt always gives the same result, and the shares always add up to exactly the total. Splitting £10.00 three ways gives £3.34 to the person who paid and £3.33 to each of the others, not a total of £9.99.
Personal rules and habits
Some splits are the same every week, so you can tell Chit once:
- Rules for a person: for example, “Sam doesn’t share alcohol”. Rules work by category, so on every new receipt Sam is left off the wine and beer lines automatically.
- Habits: if the same line from the same shop went to just one person last time, such as the oat milk only one flatmate drinks, Chit gives it to them again.
Rules and habits only set the starting point. Anything you change by hand stays as you set it, and categories can be corrected when you check the receipt.
After the split
Chit shows each person’s share and keeps a running balance with everyone you split with. If you split bills with flatmates over many shops, the balances add up across receipts, and you can record a repayment of any amount or mark a whole receipt as settled. Chit never moves money itself; you pay each other however you usually do.
Related: to let everyone check the split, see how everyone confirms their share. For friends who don’t have the app, see share cards.