Tricount and Chit both help people share costs, but they solve different problems. Tricount is a long-established, free app for keeping a group’s shared spending in one place, especially on trips: many currencies, offline entry, suggested repayments, and no ads or daily limits. Chit is a new app, not yet released, built for one specific job: splitting a long shopping receipt line by line, read on your phone, with everyone checking the original. If you’re weighing up Chit vs Tricount or looking for a Tricount alternative for itemised receipt splitting, this page sets out where each one is stronger. Facts about Tricount were checked on 25 October 2026 from its own website, help centre, privacy statement and UK App Store listing.
At a glance
| Tricount | Chit | |
|---|---|---|
| Price | Free, with no ads and no limits; the old Premium plan has been discontinued | Scanning, splitting, sharing and confirming are free |
| Receipt scanning | Not offered; you can attach photos, such as a receipt, for context | Free; each line is read on your phone, with no upload |
| Itemised splitting | Per expense: equally, by amount or by shares; you enter the cost yourself | Per receipt line: evenly, by item with shares, or set amounts |
| Total check | Not applicable | Lines are added up against the printed total |
| Group balances | Yes, with suggested repayments to settle up | Running balance with each person; no groups yet |
| Currencies | More than 100, with a trip total in one currency | No currency conversion |
| Offline | Add expenses offline, sync later | Reading and splitting work offline |
| Account | Can be tried without signing up; group members join and pick their name | None for personal use; needed to send receipts to others |
| Payments | Payment requests; bunq customers can add card payments as expenses | None; Chit never handles money |
| Owner | bunq B.V., a Dutch bank; the deal was announced in 2022 | An independent UK studio |
| Platforms | iPhone and Android | iPhone and Android (coming soon) |
| Track record | Long established; over 24 million users, by its own count | New |
Where Tricount is the better choice
Tricount does the group tab very well, and it does it for free.
- Free, with no daily cap. Tricount describes itself as free, with no ads and no limits. Its Premium subscription was discontinued with the new app, so there is nothing to upgrade to.
- Trips and groups. A tricount holds a whole holiday, flat or event. Everyone in it can add their own expenses, see balances, and follow the suggested repayments to settle up. Chit has no groups yet; it keeps a balance with each person.
- Many currencies. Tricount records costs in over 100 currencies and shows the trip total in one. Chit has no currency conversion.
- Any kind of cost. Taxis, tickets, a deposit, the Airbnb: Tricount takes any amount and splits it equally, by amount or by shares. Chit is built around receipts.
- bunq integration. If you bank with bunq, you can link your account so card payments are added as expenses. Chit doesn’t connect to any bank.
- Maturity. Tricount has been around for years and says it has over 24 million users. Chit is new and hasn’t been released yet.
For a group trip with lots of single payments in different currencies, Tricount is very likely the better fit.
Where Chit fits better
Chit is designed for the shared shop, where the problem isn’t the total but what’s on the receipt.
- The receipt is read for you. In Tricount you type in each cost; a receipt photo is there for context only. Chit reads every line on your phone, with no upload, and turns short codes like
WHL MLK 4PTinto readable names. It works offline. See how Chit reads receipts. - Itemised receipt splitting. Rather than one expense split by shares, every line can go to the people who had it: tap one person, tap several to share it, or give someone extra shares such as 2:1. Discounts follow the item, bag and service charges are split in proportion, and everything is worked out in whole pennies. See splitting by item.
- A total check. Chit adds up the lines against the printed total and points to the line to look at if they don’t match. Long receipts can be shot in overlapping sections.
- Everyone checks the original. People on a receipt see the photo and every line, then confirm their share or comment on a single line. See how everyone confirms.
- Friends without the app. Chit can make a share image showing someone only their part, to send over any chat app.
- Prices over time. Because every line is kept, Chit can show how the price of an item changes at a shop.
The two also differ on who runs them and where data goes. Tricount is owned, developed and operated by bunq B.V. in Amsterdam, whose privacy statement says data may be processed in countries other than your own. Tricount’s photos are shared with the group and automatically checked by a Google service. In Chit, receipts are read on the phone, and without an account nothing leaves it. With an account, data is stored on a server in London and a receipt’s photos are uploaded only when you send that receipt to others. See the privacy policy.
Can you use both?
Yes. On a trip, Tricount can hold the whole group’s spending. When one person does a big supermarket shop for the group, Chit can split that receipt by item, and each person’s total can then go into the tricount. At home, flatmates who share a weekly shop may find Chit enough on its own; a group with lots of non-receipt costs may want both.
New to Chit? Start with what Chit is and how it works, or browse all guides.
Sources
Tricount facts checked on 25 October 2026. Features can change, so check the current details with Tricount before you decide.
- Tricount home page (free, no ads, no limits; try without signing up)
- Tricount features (custom splits, multi-currency, offline, payment requests, settle up)
- What happened to tricount Premium?
- Tricount FAQs (Premium deprecated, joining a tricount, sync)
- Tricount vs Tab (Tricount: enter the cost and shares)
- Share expenses with photos
- Share pictures of your trip (photos checked by a Google service)
- Tricount on the UK App Store (24 million users, 100+ currencies, offline, bunq link, platforms)
- Tricount privacy statement (bunq B.V. owns, develops and operates Tricount)
- PYMNTS: bunq acquires Tricount (4 May 2022)
Tricount is a trademark of its owner. Chit is not affiliated with, endorsed by or sponsored by Tricount or bunq.